Adventure People
Adventure People

Travel Now, Pay Later

Pay for your trip over time with Affirm.

Your next adventure is closer than you think! Thanks to our partnership with Affirm, you can now book the trip of a lifetime today and spread out your payments over time — with no hidden fees, ever.

🌎 Why Travelers Love Affirm 🌎

Quick & Easy, Instant approval decision

No late fees, hidden costs, or surprises

Flexible payment plans to match your budget

No credit impact to check your eligibility

Just follow these 3 easy steps:

choose your dream trip

Choose your dream trip

1. Choose from our curated group adventures and tailor-made escapes.

Select Affirm at checkout

2. Apply to get an instant decision for your trip financing.

travel now, pay later

Travel Now, Pay Later

3. Choose your loan term: 6, 12, or 18 months and pay at your own pace.

Example: A $2,000 trip might cost $181/ month over 12 months at 15% APR (Subject to eligibility. Terms apply.)

Affirm FAQ

What is Affirm?

Affirm provides consumers with a better alternative to traditional credit cards, giving them the flexibility to buy now and pay over time. Unlike payment options that have late fees, compounding interest and unexpected costs, Affirm payment plans show customers up front exactly what they’ll pay — with no hidden fees and no surprises.

Although Affirm performs a credit check when you apply for a loan, this won’t impact your credit score. However, if you’re approved and decide to buy with Affirm, your loan and payments may affect your credit score.

Affirm isn’t always able to offer credit for the full amount you request. In these cases, Affirm asks you to make a down payment with a debit card for the remainder of your purchase. The down payment amount can’t be changed and must be made upon confirming your loan and before the loan offer expires.

Yes! Affirm payment plans aim to be completely transparent. You’ll see the amount of interest you’ll owe on the terms page and again on the loan confirmation page. There’s no penalty for paying your loan off early!

Adventure People is unable to speak on behalf of Affirm about its credit decision. Affirm strives to offer all eligible applicants financing, but isn’t able to offer credit in every case. Affirm will send you an email with more details about its decision.

Affirm payment plans are available only to shoppers residing in the United States. Affirm hopes to expand its services to customers outside the US in the future. Currently Affirm is not available for residents of Iowa or West Virginia.

The annual percentage rate (APR) on an Affirm loan ranges from 0-36% AOR. Affirm discloses any interest upfront before you make a purchase, so you know exactly what you will pay for your financing. Affirm does not charge any hidden fees, including annual fees. 

Before each payment is due, Affirm sends you an email or SMS reminder with the installment amount that is coming due and the due date. You have the option to sign up for autopay, so you don’t risk missing a payment.

Follow these steps to make a payment: 

  1. Go to www.affirm.com/account
  2. Enter your mobile phone number. Affirm sends a personalized security PIN to your phone.
  3. Enter this security PIN into the form on the next page and click Sign in.
  4. After you sign in, a list of your loans appears, with payments that are coming due. Click the loan payment you would like to make.
  5. Make a payment using a debit card or ACH bank transfer.

A refund posts to your Affirm account if we process your refund request. In the event that we issue a trip credit instead of a refund, you are still responsible for paying off your Affirm loan. Please see helpcenter.affirm.com for more details.

Affirm’s Universal Disclosure: Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.